About CreditThirty
A digital lending platform for short-term personal loans — applied for, approved and repaid entirely online.
Why we exist
Most people who need a small amount of money quickly are not short of income — they are short of time. CreditThirty was built for that gap: an application you finish on your phone, with verification that runs digitally instead of asking you for paperwork, and disbursal the moment your loan is approved.
How we work
Four commitments shape every decision we make, and they hold even when they cost us volume.
Who we serve
Salaried and self-employed applicants across India, from metros to smaller cities, who need a modest sum for a short period and want to know exactly what it costs before they commit.
Who lends, and who we are
CreditThirty is a brand of MD Finlabs Private Limited and operates as a Lending Service Provider — we build the journey, source applications, service the loan and handle collections. We are not the lender. Every loan is sanctioned and disbursed by Salora Capital Limited, an RBI-registered NBFC, which holds the loan on its books and is responsible to you for all obligations under it. Funds reach you directly from the lender, and no money passes through any account of ours.
Is CreditThirty a bank or an NBFC?
Neither. CreditThirty is the consumer brand of MD Finlabs Private Limited, a Lending Service Provider. The lending itself is done by Salora Capital Limited, an RBI-registered NBFC — its name is on your Key Fact Statement and loan agreement, and your loan sits on its books.
Where does CreditThirty operate?
The product is fully digital and serves eligible PIN codes across India. There are no branches to visit; applications, servicing and repayment all happen on this site.