Terms of use
The rules for using our website. Your loan itself is governed by the agreement you accept, which prevails over this page.
Who may use this service
You must be an Indian resident, at least 18 years old, applying for yourself with your own identity documents and a bank account in your own name. Applying on behalf of another person is not permitted.
Applying is not a sanction
Submitting an application, or seeing an indicative result on screen, does not create a loan or oblige us to lend. A loan exists only once you accept a Key Fact Statement and agreement and funds are disbursed.
Accuracy of what you tell us
You are responsible for the accuracy of the information you submit. Misrepresentation is grounds for declining an application, recalling a loan, and reporting the matter where the law requires it.
Your account and OTPs
Keep your credentials and OTPs to yourself. We will never ask for an OTP, UPI PIN, card number or password. Activity through your verified device and OTP is treated as yours.
Charges and repayment
All charges applicable to your loan are itemised in your Key Fact Statement before you accept, along with your repayment schedule. Late repayment attracts the charges set out in that agreement.
Availability of the service
We aim to keep the website available continuously, but maintenance, outages at partner services and events outside our control can interrupt them. We are not liable for losses arising from such interruptions.
Intellectual property
The CreditThirty name, logo, interface design and written content on this site belong to us. You may not copy, republish or adapt them without written permission.
Governing law
These terms are governed by Indian law, and disputes are subject to the jurisdiction of the courts at Mumbai, Maharashtra.
Does using this website mean I have been given a loan?
No. Applying is not a sanction, and nothing on this site is an offer of credit. A loan exists only once Salora Capital Limited has sanctioned it and you have accepted the Key Fact Statement and the loan agreement.
If this page and my loan agreement disagree, which one applies?
Your loan agreement and Key Fact Statement prevail. This page governs your use of the website; it does not govern your loan, and it cannot alter a term you have already accepted.