Important Repay only through creditthirty.com. Never share your OTP, UPI PIN or password.
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Repay your loan

Pay in a few taps, get your receipt immediately, and prepay any day at no penalty.

creditthirty.com/repay-loan Last updated 31 July 2026
01

How to pay

Open the Repay section on this site, enter your loan ID or registered mobile number, and choose how you want to pay. Your outstanding amount and due date are shown before you confirm anything.

✓ UPI from any app
✓ Net banking
✓ Debit card
✓ NEFT or IMPS transfer
02

Auto-debit

If you set up an NPCI e-mandate at sanction, the single repayment is collected automatically on your due date, so there is nothing to remember. You can still pay manually any time before that date.

03

Prepay early, free

Repay in full on any day before your due date at no penalty. If you exit within three days of disbursal, you repay only the principal plus interest proportionate to the days used.

04

Your receipt and closure

A receipt is issued by SMS and email as soon as the payment clears, and your loan account is updated once it clears. On final payment we issue a No Objection Certificate automatically — you do not have to ask for it.

A payment is recorded only when our payment partner sends a signed confirmation. We never issue a receipt on an unverified callback, which is why a receipt from us is proof and a screenshot from anywhere else is not.
05

Official channels only

CreditThirty never collects repayment in cash or into a personal account, and no employee will ever ask for your OTP, UPI PIN, card number or password. If someone claims otherwise, hang up and reach us yourself at support@creditthirty.com.

06

If you cannot pay on time

Tell us before your due date. Late repayment attracts the charges set out in your agreement and is reported to credit bureaus, but where the difficulty is genuine we will discuss a workable arrangement in writing rather than let charges accumulate silently.

07

Can I repay early?

Yes, in full on any day before your due date, at no penalty. Interest applies only to the days you actually used, so repaying early costs less than waiting for the due date.

08

What proof of closure do I get?

An instant receipt for the payment by SMS and email, and a No Objection Certificate issued automatically once the loan is closed.